The Report is a product of the combined efforts of the experts in economics and banking and those of the Shari ah. This Report, besides Introduction consists of 5 Chapters with a Summary of Conclusions and Recommendations at the end. In the introductory Chapter, the Report discusses the nature and the nationale of the prohibition of riba in Islam. The first Chapter entitled "Issues, Problems and Strategy" deals exhaustively with practical considerations in applying the profit/loss sharing system, other possible devices for replacing interest and safeguards for the success of the new system. The second Chapter discusses in detail the mechanisms for the elimination of interest from the operations of the commercial banks

This book is written especially to meet the needs of ESL students, it describes a wide variety of business documents and recommends appropriate styles and formats for each. Smples and instruction encompass sales and public relations letters, reports and proposals, resumes, job applications and much more

Designed to meet the needs of high school and college students as well as members of the general public seeking clear explanations of basic government and political topics, Encyclopedia of American Government and Civics is a comprehensive resource that is divided into nine sections containing more than 400 essay-length entries. Articles in this three-volume encyclopedia address not only basic subjects covered in American government—from the Bill of Rights through voting processes—but a wide range of contemporary issues as well, such as abortion, capital punishment, and Social Security

This book is about natural resources like water, fire,wood, eath, gold and their communication with each other

Albert Einstein`s universal appeal is only partially explained by his brilliant work in physics, as Andrew Robinson in this authoritative, accessible, illustrated biography

This is the first full biography of Albert Einstein since all of his papers have become available

Disability is an important issue for the transition countries of Eastern Europe and the former Soviet Union

Featured Teacher essays Each chapter begins with a first-person essay by master teachers that reflects the joys, challenges, and realities of teaching exceptional children. Drawn from urban, suburban, and rural school districts across the country, the 18 featured teachers share personal experiences and wisdom gathered from years of instructing children in a variety of school settings. • MyEducationLab Access to MyEducationLab for this text allows readers to see, hear, and learn from the teachers featured in the text through video

This encyclopedia is a fine contribution to the scientific literature, articulated at a level and presented in a format ideal for high school and college students and general readers

Students are sure to get caught up in the drama that comes with sailing on the high seas.In this weeklong simulation, students discover what it