The New Microfinance Handbook takes a market systems approach to financial inclusion, oriented by client needs. Framing the book with the client as the central element recognizes the emerging awareness that financial needs of the poor are many and are provided by multiple market players beyond the scope of any single institutional form

This second edition consolidates the findings and research compiled in 2006 with key developments and activities that have occurred in the intervening seven years. This edition is intended to build upon the review and finding of the first edition, rather than supplant them, so that much of that material in that first edition is preserved in this publication. Like the first edition, this study seeks to advance understanding of thenexus between development and human rights through a systematic consideration of donor approaches

This book enables teachers to implement a child-centred approach through activities which can be personalized to the needs of learners aged 6-12

Assesing Young Learners helps teachers to assess children's progress in English, in a way that is appropriate for young learners. Jargon-free and practical, it shows that assessment can be fun and motivating, and integrates assessment into teaching. It helps children to think about their own progress and encourages teachers to reflect on their pupils' learning

Lyrical stories take you from the birth of the Olympian gods to the action-packed Trojan War, and each tells of the magical and mystical lives of charismatic characters that have captivated audiences since ancient times

This classic reference is a comprehensive and practical collection of data that reflects the nation's economic perfomance since World War II. The 12th edition provides 77 years of annual data and a wide range of quarterly and monthly data in regional, demographic, and industrial detail from authoritative sources

Entrepreneurial Small Business provides students with a clear vision of small business as it really is today. It focuses on small businesses that students might actually start versus high-growth firms dependent on venture capital. It presents the realities small business owners face every day and strategies for those starting or maintaining a small business

This book provides information about clearing - a payment system for businesses of all sizes - as well as its nature and history. Yoy will also find solutions for what to do if, in times of financial crisis, you cannot find a lender for your business, if you cannot find a buyer for your assets, or if you cannot purchase assets you need due to lack of money

Comprehensive introduction for all professionals working with bilingual children. For speech therapists, doctors, psychologists, counselors, teachers, and special needs personnel. The book addresses among other issues: the nature of bilingual children, everyday language use of bilinguals, children as interpreters, code switching, dialects and bilingualism, home and school relationships, bilingual classrooms, language delay and language disorder

School is an inconsistent documentary of the history of American public education. Using "a democratic experiment" as the theme running through the four episodes, producers Sarah Patton and Sarah Mondale fashion a standard liberal story of the rise and reform of public schooling. In some individual segments, they succeed in retelling important vignettes. Other segments are disappointing in either their sketchy, fragmented nature or in their restating misleading myths about the history of education